The typical home here is a postwar cape, ranch or small two-story with a simple gable roof and a footprint well under what newer suburbs build. Many are still on three-tab shingles, either original to a decades-old replacement or from a subsequent economy re-roof. Three-tab at end of life is brittle, and its exposed cut-out tabs make it the most wind-vulnerable common residential covering.
Small roofs also mean short runs and low eaves, which puts more of the roof within reach of ground-level observation than in a place like Naperville. That is genuinely helpful for homeowners — you can often see creased tabs and displaced ridge caps from the yard. It also means damage gets noticed and reported faster, which is good for claim timelines.
DuPage County recorded 50 hail reports in 2026, compared with 8 in 2025 and 8 in 2024, according to NOAA storm reports. On aged three-tab, that level of activity is exactly the kind of exposure that turns a roof with a few years left into a roof that needs replacing now.