Late-century tract homes here are typically two-story with gable ends, attached garages and moderate pitch. Gable-end construction is more wind-sensitive than hip construction because a gable presents a flat vertical face to the wind and the roof edge above it takes concentrated uplift. When we get a wind claim in Bartlett, the damage almost always starts at a rake edge or ridge and works inward.
Hail damage here follows normal patterns, but the exposure means we routinely find both hail and wind damage from the same event, which is a scope question worth documenting carefully. Insurers evaluate wind and hail under the same peril in most policies, but the physical evidence is different and both need to be recorded.
A Stacker analysis of NOAA data found Cook County averaged roughly 78 severe weather events per year between 2010 and 2020, including about 17.7 hail events annually. On exposed western-edge siting, more of those events register on the roof than they would three towns east.