We do not predict claim outcomes and we will not tell you a Franklin Park roof is "definitely covered" before an adjuster has seen it. What we will do is inspect thoroughly, document precisely, provide a line-item estimate, and be on site when the adjuster arrives. Your deductible remains yours to pay under Illinois law.
Illinois law puts the contractor choice in your hands, not your carrier's. What your carrier decides is coverage — what it will pay for and under which provisions of your policy. Our role in a Franklin Park claim is evidence: per-slope photographs, test squares, measurements of the affected planes and a written report you can submit. We will meet your adjuster on the roof and walk them through what we found.